San Diego Ca Mortgage

San Diego, Ca borrowers are you a veteran?  Do you qualify for a government guaranteed zero down mortgage loan? You will need to know what the lending limits are from the veterans administration to obtain a San Diego Ca Mortgage VA loan.  The following is a breakdown of the lending limits broken down by county for California and the San Diego, Ca loan market.

2009 VA County Loan Limits for High-Cost Counties
The Department of Veterans Affairs’ Loan Guaranty program does not impose a maximum amount that an eligible veteran may borrow using a VA-guaranteed loan. However, the following county “limits” must be used to calculate VA’s maximum guaranty amount for a particular county. These limits apply to all loans closed January 1, 2009 through December 31, 2009. 2010 county loan limits will be made available as soon as possible.
The maximum guaranty amount (available for loans over $144,000) is 25 percent of the 2009 VA Limit shown below. Therefore, a San Diego CA veteran with full entitlement available may borrow up to the 2009 VA Limit shown below and VA will guarantee 25 percent of the loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly. Lenders should check their own investor requirements regarding guaranty amounts and down payments. Questions about VA loans in a particular county may be directed to the VA Regional Loan Center (RLC) listed for that county.
NOTE: For all counties other than those listed below, the 2009 Limit is $417,000.
STATE COUNTY 2009 VA LIMIT RLC

CA
ALAMEDA
$1,094,625.00

CA
CONTRA COSTA
$1,094,625.00

CA
EL DORADO
$ 516,250.00

CA
LOS ANGELES
$ 737,500.00

CA
MARIN
$1,094,625.00

CA
MONO
$ 575,000.00

CA
MONTEREY
$ 525,000.00

CA
NAPA
$ 643,750.00

CA
ORANGE
$ 737,500.00

CA
PLACER
$ 516,250.00

CA
SACRAMENTO
$ 516,250.00

CA
SAN BENITO
$ 937,500.00

CA
SAN DIEGO
$ 593,750.00

CA
SAN FRANCISCO
$1,094,625.00

CA
SAN LUIS OBISPO
$ 610,000.00

CA
SAN MATEO
$1,094,625.00

CA
SANTA BARBARA
$ 656,250.00

CA
SANTA CLARA
$ 937,500.00

CA
SANTA CRUZ $ 805,000.00

CA
SOLANO $ 435,000.00

CA
SONOMA$ 566,250.00

CA
VENTURA$ 650,000.00

Source: VA . Gov

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